LSMAD

For insurance contours, LSMAD may become relevant not as a promise of eliminating losses, but as a way of reducing uncertainty surrounding the circumstances that led to them, as well as the sequence and traceability of the context preceding dangerous states and incidents.

A more structured pre-incident and incident record may potentially reduce part of the costs associated with disputable interpretation, delayed reconstruction of events, and absent or fragmented evidentiary basis. The economic value of the method here lies not in the elimination of risk, but in improving the quality of working with it.

In a broader sense, the reduction of uncertainty may over time influence the very approach to the assessment, handling, and structuring of insurance risk. At the current stage, however, this should be regarded not as a declared consequence, but as a possible direction for further rethinking.